January 29, 2012: Dollars and Sense, The Principle of Freedom (Proverbs 27:23-27)

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In an uncertain world we should:

1. ________ careful _______________ to our _____________________.
2. Have a _____________________.
3. Strive for ________________ __________________.

Make a spending plan for take home pay that begins with 10% for savings, 10% for sharing, and 80% to live on.

• Essential Fixed Expenses – saving for short term needs, housing, car, insurance, debt.
• Essential Variable Expenses – phone, gasoline, utilities, food, medical, household, pets, clothing, school expenses.
• Non-essential expenses – entertainment, hobbies, cable, vacation, gifts.

* Total ______________ must be _________ __________ total ____________.

How can I get out of debt? The ______________ __________________.

God’s Sense =

1. It ___________ to God and is ________________ _____ ________.
2. Spend less than you earn.
3. Save for the future, starting with an everyday fund.
4. Share – _______ ________ and _____________ in the ____________.
5. ________________ what God give with a ____________________.
6. Gain _______________ by ____________ ______ of ____________.